A DUI on your driving record can have a serious impact on your insurance rates. Not only will your insurance costs go up, but there is a chance your insurance carrier may cancel your insurance policy or fail to renew your policy upon conviction for a DUI. You will still need to be insured if you wish to drive in Alabama after a DUI, but you can expect it to be extremely expensive to get insured.

An increase in your insurance rates is a given after a DUI license suspension and DUI conviction, so if you wish to avoid these serious financial consequences it is important to take action as soon as you are accused of driving under the influence. At the Eversole Law Office, our Birmingham DUI lawyers have helped clients in Jefferson, Madison and Shelby Counties and throughout the rest of Alabama to avoid DUI conviction and thus avoid a dramatic increase in insurance costs. To schedule a free consultation with one of our Birmingham DUI lawyers, contact us today at 866-831-5292 to learn how we can help.

Alabama DUI and Insurance Rates – Criminal Defense Can Help

When you are arrested for a DUI in Alabama, your driver's license can be suspended through an administrative suspension or as part of your criminal sanctions. In order to get your driver's license back after the license suspension is over, you generally will need to have a special form completed by your insurance company. This is referred to as SR-22.

When you have your insurer complete an SR-22 form, this serves as notification to the car insurer of your DUI. At this time, the car insurer is likely to raise your rates significantly. Further, not all car insurance companies provide SR-22 insurance, which means your policy may be cancelled and you would have to find a new insurer who is willing to insure you even with the DUI on your record.

You will not be able to get your driver's license back or legally drive on the roads in Alabama without insurance and your SR-22 form after a drunk driving incident. As such, you will have no choice but to pay for the expensive costs of SR-22 insurance if you hope to drive your vehicle. Your insurer will also notify the DMV if your insurance policy is cancelled and your registration and license can be suspended if you do not have proof of a new insurance policy. Furthermore, driving without valid insurance can lead to criminal sanctions.

Many people find it difficult to afford the high cost of insurance after a DUI. This is especially challenging given the fact that DUI sanctions include fines, and given that you will have to pay to reinstate your license after a DUI suspension.

The best and only way to avoid an increase in your insurance rates after a DUI is to avoid conviction and avoid having your license suspended. This means contacting a DUI lawyer to learn about your options for defending yourself against DUI charges. At the Eversole Law Office, our goal is always to help you to get the charges dropped or to win a not-guilty verdict so your driving record remains clean and your insurance rates don't go up.

The sooner we take a case, the sooner we can begin to work with you to build a DUI defense or negotiate a plea bargain. That's why it's important to contact Steven Eversole as soon as you know you'll face DUI charges in Alabama. You can call us toll-free, fill out our confidential online case evaluation form or visit our office in downtown Birmingham.

Birmingham DUI Defense Lawyers -- (866) 831-5292 -- Free Consultation